Americans are saving money faster than they are spending it. It’s a key shift in spending habits that started during the great recession. And the trend continues heading into the holiday shopping season. The US Commerce department says the saving rate in the US rose to 5.6-percent in October. Its highest mark in almost three years… In September, the saving rate was 5.3-percent. In other words, Americans put aside an extra 40-billion dollars in October rather than spend it. However, it doesn’t appear that higher savings mean more people are worried about a recession. Trends are showing Americans are spending, but are being careful.