Today is the deadline to sign-up for healthcare through the government exchanges- If you want coverage to begin New Year’s Day. Should you miss the deadline though, don’t worry. You still have the chance to get Obamacare for 2016, if you register by the end of January. Your coverage however, would begin later in the year. The Affordable Care Act requires Americans to carry health coverage or pay a fine. People who choose not to get coverage will face steeper fines this year…With an average penalty of almost one-thousand-dollars. There are about 11-million uninsured Americans eligible to enroll in a marketplace health plan.