ABC’s of Long-Term Care & Legal Planning

According to the US Department of Health and Human Services, in the year 2000, nearly 10-million people needed some form of long-term care in the United States. Of this population, more than 3-million were under age 65 and 6-million were over age 65. Research now shows that almost 70-percent of people turning age 65 will need long-term care at some point in their lives. Today, at the Anniston-Calhoun County Public Library two attorneys - Bruce Adams and Bill Miller provided basic information to help people begin thinking about how they will handle the need for long-term care. Their presentation, the ABC’s of Long-Term Care and Legal Planning communicated that the path to long-term care will be unique, and based on preferences and circumstances. Miller says just as there are many kinds of long-term care services and supports, so there is a wide range of costs for them. Some people may qualify for a public program to help pay for these expenses, but most people use a variety of options, including long-term care insurance, personal income and savings, and life insurance to ensure they can pay for the care they require. For more information go or


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