Congratulations to all of our college graduates… But, here’s a little fact… According to the Institute for College Access and Success, nearly 70% of you are now in debt. So… How soon is too soon to start saving? According to a recent study, the class of 2014 graduated with an average of nearly $29,000 of debt. This may prompt parents to start saving early… Experts say put away 20% of your earned income. Earmark 10% for retirement – taking care of your future too, and using the other 10% toward future goals like buying a house, having kids, and sending them to college. Experts suggest state sponsored investment accounts where your money grows tax free and qualified withdrawals are not taxed by the feds. No matter how you save – Putting a little something away may make your grad’s future a little brighter.