As November comes to an end, holiday shoppers are expected to spend freely during the month of December. TV24 has Holiday shopping tips so you won’t overspend during the shopping frenzy.
The first holiday shopping tip for shoppers is to be aware of your consumer debt rate. Given the recent interest rate hike by the Federal Reserve, it is likely to be higher than it was a year ago. You should also be aware of your tax situation which may have changed since the passing of tax reform. That could affect your tax bill.
Shoppers not wanting to overspend this season should set a budget. Items like small party gifts and tips can certainly add up to bigger expenses during this time of year. It’s easy for budgeting and discipline to get put on the back burner during this holiday season.